Big Discounts on InCapital Europe Protected Growth Plan

Incapital
Protected Growth Plan - FTSE 100 Series 6

2.5% Discount

Key Dates

Download Brochure
Closing Date: 09 February 2012

Download Application Form
ISA Transfer closing date: 02 February 2012

Order literature by post

To gain a full understanding of this Plan it is important that you read the brochure carefully, including the Terms and Conditions. If you are unsure about anything, please seek financial advice to ensure the Plan suits your requirements and overall investment planning. Remember, the information in this brochure does not constitute tax, legal or investment advice and Moneyworld has given you no advice. Please read our terms of business before proceeding.

Summary

• Investment Term: 6 Years

• Underlying Indices: FTSE® 100 Index (see 'Underlying Index' section of page 5 of the brochure)

• Potential Return: Growth equal to 100% FTSE® 100 Index growth (if, after averaging, it is at or above initial level at maturity), subject to a minimum of 20% and maximum of 50%

• Maturity Level: Based on monthly average of the FTSE® 100 Index over the last 6
months of the plan

• Counterparty: Santander UK plc (S&P AA- rated as at date of publication) (see ‘Counterparty’ section on page 4 of the brochure)

• Capital Protection: 100% Capital Protection from stock market risk (see 'Capital Protection' section in the plan brochure)

• Tax Treatment: Returns on direct investments is likely to be subject to Capital Gains Tax (see page 10 of the brochure for details)

Considerations for Investing

If the following statements apply then an investment in the plan may be appropriate:

• you are taking advice from an Independent Professional Adviser;

• you want a ‘structured’ investment, provided by a single institution;

• you understand and accept that capital invested is at risk – and may be lost in part or in full;

• you understand the value of the Underlying Index can go down as well as up;

• you are willing to hold and remain invested in the Plan to maturity;

• you are willing to accept the risk of fluctuations in the value or level of the Indices;

• you have a minimum of £5,000 to invest and sufficient funds available for emergencies.

If the following statements apply then an investment in this plan may not be appropriate:

• you are not taking advice from an independent Professional Adviser;

• you require capital protection and are not prepared to expose their capital to any risk, including Counterparty Risk;

• you do not want to invest in equities;

• you require a guaranteed return;

• you do not want a capped return.

• you are unable or unwilling to hold the Plan to maturity;

• you are seeking an investment for which there will be an active secondary market;

• you do not understand the terms of the Plan or the risks involved in investing in the Plan;

• you do not have sufficient funds available for emergencies.