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Investec
FTSE 100 Geared Returns Plan 15 |
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The
objective of the Plan is to deliver attractive returns given any
increase in the FTSE 100.
Investec Bank plc, as the Plan Manager, now offers 2 different
versions of this Plan. In the Investec version the Issuer is
Investec Bank plc; in the RBS version the Issuer is The Royal
Bank of Scotland plc. The two versions of the Plan offer
different potential returns.
Option 1:
75% (Investec version) or 62.5% (RBS version) return if the
Final Index Level is higher than the Initial Index Level after 5
years
100% of your initial Plan investment is at risk on a one-for-one
basis if a Barrier Breach occurs and the Final Index Level is
below the Initial Index Level at maturity. This means that, for
example, if the Final Index Level is 60% below the Initial Index
Level then your initial investment would be reduced by 60%,
therefore 40% would be returned to you.
Option 2 - Lower risk compared to Option 1:
57.5% (Investec version only) return if the Final Index Level is
higher than the Initial Index Level after 5 years
50% of your initial Plan investment is at risk if a Barrier
Breach occurs, with capital being reduced by half of any fall in
the Final Index Level as compared to the Initial Index Level at
maturity. This means that, for example, if the Final Index Level
is 60% below the Initial Index Level then your initial
investment would be reduced by 30%, therefore 70% would be
returned to you.
For all options and versions full repayment of your initial Plan
investment is not guaranteed: Your initial Plan investment is at
risk as explained above.
The Plan is linked to the performance of the FTSE 100. FTSE 100
performance is measured by reference to an Initial Index Level,
a Final Index Level and a Barrier Breach rule, which is
explained on page 4 of the brochure and in the Terms and
Conditions.
