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Is this product
right for you? |
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Yes ,
I am happy to invest because:
• I am willing to risk the possibility of a capital loss for
the potential of a high return
• I am unlikely to need access to my money over the next
five years
• I want the opportunity to potentially receive a return at
the end of the term that might be higher than that provided
by a deposit account
• It suits me that this Plan should be taxed as capital gain
rather than income and I want the option of potentially
using my Capital Gains Tax annual exemption |
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No ,
this plan probably isn’t right for me
because:
• I don’t want to risk losing my capital at
maturity
• I might need access to some or all of my money before the
end of the term, especially in the case of unexpected
emergencies, and cannot risk getting back less than I
invested if I sell the Investment early
• I am not prepared to take the risk that the Issuer,
Barclays Bank PLC, might not be able to repay my capital and
pay any return due to me at maturity
• I don’t want to risk earning no return on my investment or
less than I could have earned in the same period in a
deposit account
• I don’t want to give up the dividends I might get if I
invested in shares or similar investments
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Things
to Consider
• The Plan is designed for
investors who can leave their capital invested for the term. You can
Barclays us to sell the Investment in your Plan before the end of
the term but you may not get back the amount you invested
irrespective of the level of the Index at the time.
• The FTSE 100 Index measures only the capital value of the shares
in the Index and no allowance is made for dividends paid by the
companies in the Index.
• If the Final Index Level (the highest level of the Index reached
at close of business on any day during the final three months of the
term) is lower than 50% of the Initial Index Level, your capital
will be reduced by the percentage amount by which the Final Index
Level is lower than the Initial Index Level; your loss then will be
at least 50% of your capital and may be more.
• Repayment of your capital and payment of any return will depend on
the ability of Barclays Bank PLC to make payments due under the
Note. Barclays Bank PLC, the Issuer, is rated ‘AA-’ by Standard and
Poor’s and ‘Aa3’ by Moody’s (1 December 2009). If the Issuer is
unable at maturity, to repay the capital, or pay a return, you will
receive less than is due to you or nothing at all. (See the ‘What
other risks are there?’ section of the plan brochure for more
details).
• The Plan is not a deposit account. All the Plan’s benefits are
paid at the end of the investment term. No income or other benefit
is paid before then.
• Remember, that the starting level of the Plan is the closing level
of the Index on 15 March 2010 and not the level of the Index when
your application form is received. Please be aware that the Index
level may vary between these two dates.
Please refer to the Brochure and the Terms & Conditions for full
details.
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