|
Yes ,
I am happy to invest because:
• I accept the risk to my capital in order to obtain a
potential return of 2 times (Three-year option) and 4 times
(Five- ear option), the rise in the Index, over the chosen
term, subject to a maximum return
• I am unlikely to need access to my money over the chosen
investment term
• I want to share in some of the growth potential of the
Index over the next three or five years
• It suits me that this Plan should be taxed as capital gain
rather than income and I want the option of potentially
using my Capital Gains Tax annual exemption |
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No ,
this plan probably isn’t right for me
because:
• I don’t want to risk losing any of my
capital at the maturity of my investment
• I might need access to some or all of my money before the
end of my chosen investment term, especially in the case of
unexpected emergencies, and cannot risk getting back less
than I invested if I sell the Investment early
• I am not prepared to take the risk that the Issuer,
Barclays Bank PLC, might not be able to repay my capital and
pay any return due to me at maturity
• I don’t want to give up the dividends I might get if I
invested in shares or similar investments
• I don’t want to risk earning no return on my investment or
less than I could have earned in the same period in a
deposit account
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Things to consider
•
The Plan is designed for investors who can leave their
capital invested for the full chosen Three-year or
Five-year term. You can instruct us to sell the
Investment in your Plan before maturity but, if you do,
you may get back less than you originally invested,
irrespective of the level of the Index at that time,
particularly in the earlier years of the investment.
•
You may not get all your money back even if you hold the
Plan to maturity.
•
Repayment of your capital and payment of any return will
depend on the ability of Barclays Bank PLC to repay the
capital and pay any return. Barclays Bank PLC, the
Issuer, is rated ‘AA-’ by Standard and Poor’s and ‘Aa3’
by Moody’s (16 February 2010). If the Issuer is unable
at maturity, to repay the capital, or pay a return, you
will receive less than is due to you or nothing at all.
(See the ‘What other risks are there?’ section of the
brochure for more details).
•
The Plan is not a deposit account. All the Plan’s
benefits are paid at the end of the chosen investment
term. No income or other benefit is paid before then.
Unlike a deposit account, the Plan is not covered by the
Financial Services Compensation Scheme (see ‘Your
questions answered’ section of the brochure for further
details). If Barclays Bank PLC were unable to pay the
benefits due or repay capital, you would not have a
claim under the scheme.
•
Remember, that the starting level of the Plan is the
closing level of the Index on 14 May 2010 and not the
level of the Index when your Application Form is
received. Please be aware that the level of the Index
may vary between these two dates.
Please refer to the Brochure and the Terms & Conditions for full
details. |
