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Is this product
right for you? |
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Yes ,
I am happy to invest because:
• I want to know the money that I invest will be repaid at
maturity when held for the full term
• I want the opportunity to receive a return that might be
greater than that provided by an ordinary deposit account at
the end of the five year investment term
• I appreciate the need to diversify my investment portfolio
• I am unlikely to need access to my money over the next
five years
• It suits me that this Plan should taxed as capital gain
rather than income and I want the option of potentially
using my Capital Gains Tax annual exemption |
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No ,
this plan probably isn’t right for me
because:
• I don’t want to risk investing in something – commodities
– that I
know little about
• I may need access to some of my money before maturity,
especially in case of unexpected emergencies and I cannot
risk getting back less than I invested
• I don’t want to risk getting less under the Plan than I
would have done in a deposit account – or no return at all
• I am not prepared to take the risk that Barclays Bank PLC
could default on meeting its obligations
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Important Information
• The Plan is designed for investors
who can invest an amount for five years and leave their capital
invested during that time. You can sell the investment before the
end of the term but you may not get back the amount you invested.
• If the Index rises above the level at which the maximum return
would be payable, you will not receive any return beyond the
maximum.
• We use averaging to calculate the Final Index Level. While this
can reduce the potential for investment gain when the S&P GSCI Light
Energy Index Excess Return rises during the averaging period, it can
also lessen the effects of falls in the Index during this period
(see page 7 of the brochure).
• Repayment of your capital and payment of any return will depend on
the ability of Barclays Bank PLC to meet its obligations. Barclays
Bank PLC is rated AA- by Standard and Poor’s and Aa3 by Moody’s.
• The Plan is not a deposit account. All the Plan’s benefits are
paid at the end of the investment period. No income or other benefit
is paid before then.
• Remember, that the starting level of the Plan is the closing level
of the Index on 19 October 2009 and not the level of the Index when
your application form is received. Please be aware that the Index
level may vary between these two dates.
Please refer to the Brochure and the Terms & Conditions for full
details.
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