RISK FACTORS

Return

Is this product right for you?  

To help you decide if the Plan is right for you, here is a summary of key points you should think about. Before investing, please consider not only the benefits but also all of the risks associated with buying such a product and the commitment you are making.
 

Yes, I am happy to invest because:


• I want to know the money that I invest will be repaid at maturity

• I want the opportunity to receive a return that might be greater than that provided by an ordinary deposit account at the end of the investment term

• I am unlikely to need access to my money before the end of my investment term

• The idea of receiving a further potential return over and above the fixed minimum is appealing
 

 

No, this plan probably isn’t right for me because:

• I may need access to some or all of my money before maturity, especially in case of unexpected emergencies and I cannot risk getting back less than I invested if I sell early

• I don’t want to risk earning less than I could have earned in the same period in a deposit account

• I am not prepared to take the risk that Barclays Bank PLC could default on meeting its obligations

• I don’t accept the maximum limit placed on the possible return
 

Things to consider

The Plan is designed for investors who can invest an amount for six years and leave their capital invested during that time. You can sell the investment before the end of the term but you may not get back the amount you invested.

The FTSE 100 Index measures only the capital value of the shares in the Index and no allowance is made for dividends paid by the companies in the Index.

Repayment of your capital and payment of any return will depend on the ability of Barclays Bank PLC to meet its obligations. Barclays Bank PLC is rated ‘AA-’ by Standard and Poor’s and ‘Aa3’ by Moody’s.

This Plan is not a deposit account. All the Plan’s benefits are paid at the end of the investment term. No income or other benefit is paid before then.

Remember, that the Initial Index Level of the Plan is the closing level of the Index on 04 January 2010 and not the level of the Index when your application form is received. Please be aware that the Index level may vary between these two dates.

Please refer to the Brochure and the Terms & Conditions for full details.

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